New and Used Heavy Equipment Financing

Equipment financing made simple.
Discover how much you can be approved for before shopping.
Fast, secure, and no obligation.

Empowering contractors, builders, farmers, logistics operators, and independent owner-operators across America.

WHY CHECK YOUR BUYING POWER FIRST

Knowing your buying power gives you:

  • A clear monthly budget

  • Faster equipment approval and delivery

  • Stronger negotiation power

  • Ability to shop confidently

  • Reduced credit pulls

  • Higher approval chance

Whether you’re building, hauling, digging, clearing, or transporting—starting with buying power puts you ahead.

More than 1,000 businesses funded.

HOW IT WORKS 

1. Submit a quick online form

Takes minutes. Basic information only.

2. Receive your estimated financing power

We assess time in business, revenue, and credit snapshot.

3. Shop with confidence

Use your approval to purchase equipment anywhere through MachineryCore.

No obligation. No hidden fees.

WHAT YOU CAN FINANCE

  • Excavators

  • Backhoes

  • Dozers

  • Skid Steers

  • Mini-Ex

  • Wheel Loaders

  • Telehandlers

  • Forklifts

  • Trucks

  • Trailers

  • Commercial vehicles

New or used equipment is acceptable.

PROGRAM OPTIONS

We offer flexible structures based on your situation:

Program Description
✅ Standard Term 36–72 months
✅ Zero Down Options Case-by-case
✅ Startup Programs With proof of income
✅ ITIN Programs Accepted
✅ Lease-to-Own Monthly ownership path
✅ Bank Statement Programs Low-doc
✅ Credit-Challenge Programs C & D credit welcome

Every case is reviewed with care.

REQUIREMENTS

Depending on program:

  • ID

  • Business or personal info

  • EIN (or SSN / ITIN)

  • 3 months bank statements

  • Equipment invoice or quote (optional)

WHO QUALIFIES

  • LLCs

  • Corporations

  • Sole proprietors

  • Contractors

  • Owner-operators

  • Startups with revenue

  • First-time buyers

  • Low-credit borrowers

No business is too small.

WHY MACHINERYCORE

  • Fast response

  • Highest approval rates

  • Minimal paperwork

  • Wide lender network

  • Options for all credit tiers

  • Spanish / English teams

  • Trusted by real operators nationwide

We are specialists, not a generic lender.

FAQ 

 Does checking my buying power hurt my credit?

No. Most programs begin with a soft credit review.

 How fast is the process?

Same-day in most cases.

 Can I get approved with low credit?

Yes. We support credit-challenge programs.

Can startups qualify?

Yes. Ask about our revenue-based options.

Can I buy privately?

Yes — dealers, private sellers, auctions.

Does location matter?

We serve all U.S. states.

Do you require money down?

Sometimes; many applicants qualify for zero down.

 Can I finance more than one machine?

Yes. Approvals may be expanded.

What are typical terms?

36–72 months depending on profile.

BENEFITS OF KNOWING BUYING POWER BEFORE SHOPPING

  • Avoid wasted time

  • Know your max approval

  • Target the right equipment

  • Secure equipment before others

  • Prevent multiple credit pulls

  • Understand your budget

Serious buyers start here.

SOFT-PULL VS. HARD-PULL — WHAT’S THE DIFFERENCE

Most initial checks are soft pulls—no credit impact.
A full approval may require a hard pull at final stage.

We guide you through the best path.

REAL CASE RESULTS

“A small contracting business got pre-qualified with statements only and upgraded to a new backhoe within 72 hours.”

“A startup with ITIN got approved for a skid steer and has since financed three more units.”

INDUSTRIES WE SERVE

  • Construction

  • Landscaping

  • Farming

  • Roofing

  • Transportation

  • Mining

  • Utilities

  • Oil & Gas

  • Tree Services

  • Logistics

APPLY NOW — CHECK YOUR BUYING POWER

 

Check Buying Power